You, like other Pennsylvania residents, may be reticent to think about the worst coming to pass. However, accidents happen, and age is an inevitable part of life. Having a thorough estate plan may provide you with peace of mind that, should something happen to you, your needs and those of your family will be provided for.

You are likely aware that a last will and testament is an essential part of any estate plan. This document specifies how you want your property and other assets distributed upon your death. You may specify an executor through a will to carry out your specifications and name a guardian for your minor-aged children.

As a result of the effects of time and age, as well as due to accidents, injuries or the onset of certain medical conditions, you may find yourself unable to speak or care for yourself. For that reason, your estate plan should include a living will. According to AARP.org, a living will is a type of advance care directive that indicates your wishes regarding the use of specific medical treatments. For example, through a living will, you may specify that you do not want a ventilator used to maintain your breathing and heart-beating.

Durable powers of attorney and durable financial powers of attorney are also important elements of any estate plan. Through these documents, you can name personal representatives to speak and act on your behalf in the event a physical or mental incapacity precludes you from doing so for yourself.

This post is intended only as general information and should in no way be considered legal advice.